Loan Plans
Arrange Your UK Property Mortgage in Hong Kong
When investing in UK property, the mortgage application is often the most complex step. PropCap Finance offers a one-stop UK property mortgage service in Hong Kong for overseas buyers, handling Buy-to-Let and Buy-to-Live applications. Everything is arranged in Hong Kong with support from our local and UK teams — no more time-zone hassles.
Buy-to-Let Mortgage
Buy-to-Let Mortgage
Owner-Occupier Mortgage
Buy-to-Live Mortgage
UK Interest-Only Mortgage Plan
This UK mortgage plan is offered through the PropCap Finance platform.
* Not available to UK permanent residents.
- Property location
- London, Birmingham, Manchester
- Property type
- Residential
- Loan amount
- From £100,000
- Tenure
- Freehold and leasehold both accepted
Interest-Only Plan Features
The plan helps overseas property buyers meet funding needs quickly. Afterwards, PropCap Finance can refer you to a suitable overseas bank or help you apply to extend the loan term.
- Approval time
- Within 4 weeks
- Interest rate
- From 6%
- * Subject to individual circumstances
- Platform fee
- 2% of loan amount
- Loan term
- Up to 24 – 60 months
- Repayment cycle
- Every 3 or 6 months
- Early repayment
- No penalty
- Loan & repayment currency
- GBP, JPY, HKD and USD accepted
- Applicant
- Individuals or companies
Not a current loan offer; rates, fees, eligibility and terms are subject to individual approval and formal loan documents.
Green Mortgage Rate Discount
To support sustainable urban development, PropCap Finance encourages overseas buyers to consider energy efficiency when choosing property, channelling capital into low-carbon and green buildings to protect the environment.
Properties with a UK Energy Performance Certificate (EPC) rating of A – C qualify for a rate discount.
UK Mortgage Enquiry
Found a UK property you like? Find out if you can get a mortgage.