Privacy Policy

The Company will comply with the requirements of the Personal Data (Privacy) Ordinance (Cap. 486 of the Laws of Hong Kong) (the "Ordinance").

Information Collection

The Company will collect your data when you interact with us. We may store your data locally, overseas or in the cloud, and will protect it in accordance with Hong Kong law. With your consent, we will use your data to send you promotional information.

We may use the personal data collected for the purposes set out in the Personal Information Collection Statement (below), which also sets out the use and disclosure of personal data and your rights to access or correct personal data held by the Company.

We take practical steps to ensure your personal data is not kept longer than necessary and that we comply with all Hong Kong regulatory requirements on the retention of personal data.

Use of Cookies

When you visit our website or communicate via the chat box, cookies may be placed on your device. Third parties may also place cookies on our behalf. The use of cookies does not allow third parties to collect or share your personal contact information with the Company.

If you do not want cookies to track your browsing, you can choose to decline cookies by changing your browser settings. However, if you block all cookies, including strictly necessary ones, some website features may not work properly.

This policy also forms part of the terms and conditions of our website.

Personal Information Collection Statement

This statement applies to the Group and its group companies (the "Group") and to all visitors, prospective customers and existing customers of the Group ("you").

You agree that all personal information relating to you collected by the Group from this website from time to time may, where necessary, be used and disclosed in accordance with the Group's current personal data privacy policy.

Purposes of Collection

The Group may collect, use and transfer personal information for any of the following purposes:

1. processing your applications and other related services or products;
2. facilitating payment arrangements or instructions;
3. conducting identity and/or credit checks and/or debt collection;
4. compiling statistics and research analysis;
5. communicating with customers and prospective customers of the Group or related parties;
6. complying with any disclosure requirements under laws and regulations;
7. other purposes notified to you at the time of collection;
8. marketing and/or direct marketing of any other related services or products of ours and/or related parties, subject to applicable law;
9. improving and advancing services provided by Group entities, subject to applicable law;
10. any other purpose relating to the above purposes.

Use of Personal Data

Subject to all relevant laws and these terms (including the direct marketing provisions defined in the Personal Data (Privacy) Ordinance and any amendments), the following apply:

• the Group intends, under these terms, to use and/or transfer your personal data to Group members, business partners, related parties and affiliates for direct marketing, seeking business cooperation or opportunities relating to financial, insurance, MPF and related wealth management products or services;
• the Group will not use your personal data for direct marketing unless we have obtained your consent (including an indication of no objection);
• the Group may use any of the following personal data to market products or services offered by the Group or its business partners:
  • your name, residential address, mobile number, home telephone number and email address;
  • your personal data will be used to promote and directly market any of the Group's products or services through all channels.

If you wish to opt out of the use of your personal data for direct marketing, or of any type or channel of direct marketing, you may notify us.

Note: In case of any discrepancy between the English and Chinese versions, the English version shall prevail.